Strategic planning for your financial future, a written roadmap that connects every rupee to a goal.
Goal-Based Plan
Your Financial Roadmap
Plan trajectory
Today → Retirement
Mapped goals
Engagement
Flat planning fee
Most people don't lack money, they lack a plan. Financial planning at Safal starts by listing every goal you have (a child's college, a second home, a comfortable retirement), pricing each one in today's rupees, and projecting it forward for inflation.
We then map your current income, savings, and assets against those goals, identify the gaps, and build a year-by-year contribution plan to close them, across SIPs, insurance, tax-deferred vehicles, and emergency reserves.
Once the plan is in place, we review it annually with you, adjust for life events (a new child, a job change, a windfall), and keep it as a living document, not a PDF that sits in your drive.
Building good financial habits from your first salary onwards.
Balancing career growth, family responsibilities, and long-term goals.
Planning for children's education, first home, and future security.
Stress-testing whether your corpus will last through retirement.
Tangible advantages designed around investor outcomes.
Every goal listed, priced, and timeline-anchored, no fuzzy aspirations.
CFP-credentialed planners with a fiduciary duty to your interest.
Annual check-ins, plus immediate updates after major life events.
Investments, insurance, taxes, and estate, looked at together.
Flat planning fee, disclosed upfront, no commissions on products.
Every recommendation considers post-tax returns, not just gross.
Map current income, expenses, assets, liabilities, and protection.
Quantify each goal in today's rupees, then project for inflation.
Allocation, contribution plan, insurance, and tax structure on paper.
Set up SIPs, insurance, and tax-deferred vehicles end-to-end.
Annual review with you, plus updates whenever life materially changes.
No hidden tiers. No add-on surprises.
A quick snapshot before you invest. Final terms are confirmed with you upfront.
Individuals and families planning for goals, retirement, and succession.
No minimum, this is a planning-led engagement.
Not applicable, an advisory service, not a product.
Lifelong, reviewed across life stages.
Flat planning fee disclosed upfront.
Indicative only. Minimums, fees, liquidity, and holding periods vary by opportunity and are confirmed before you invest. Investments are subject to market risks, including the possible loss of principal.
Speak with our Financial Planning expert. We respond within one business day.
We start with a 60-90 minute discovery session covering your goals, current finances, and constraints. We then return within two weeks with a draft plan, walk you through it, incorporate your feedback, and deliver a final written document you can act on.
We charge a flat planning fee, ranging from ₹15,000 to ₹50,000 depending on complexity. There are no commissions, no kickbacks. If you choose us for ongoing implementation, the planning fee is partly offset against the advisory fee.
Typically 2-3 weeks from the first conversation to the delivered plan. Complex situations (business succession, estate planning, NRI cases) may take 4-6 weeks.
We review it with you annually as a default. We also update it immediately on major life events, marriage, a child, a job change, an inheritance, a property purchase, or a market dislocation.
No. The plan is yours; you can implement it elsewhere. Many of our clients choose to continue with us because of the relationship, but there's no obligation.
That's expected. We treat the plan as a living document, schedule a session whenever priorities shift and we'll redo the affected sections. Annual reviews are included; mid-year revisions are billed at a small flat fee.
A short call with our advisor is the fastest way to see if Financial Planning is a fit for your goals.