Direct plans, expert curation, and quarterly reviews — so every rupee in your SIP is working as hard as it should.
Portfolio Allocation
Direct Plans · Zero Commission
Monthly SIP Growth
India has over 1,500 mutual fund schemes across 40+ AMCs. Most investors either pick randomly, follow a friend's tip, or buy whatever their bank relationship manager recommends — which is almost always a regular plan with a fat commission baked in.
We do it differently. Our mutual fund desk offers only direct plans — zero commission to us, which means a lower expense ratio for you. Over 20 years, that 0.5–1% annual difference compounds into lakhs of rupees of additional wealth. It's not a small thing.
Every recommendation comes with a written rationale, a defined exit trigger, and quarterly performance reviews. We track fund manager changes, AMC governance issues, and style drift — so you're never holding a fund that no longer deserves to be in your portfolio.
Starting with SIPs to build long-term equity exposure, slowly and steadily.
Building corpus for retirement and life goals via monthly contributions.
Education, home purchase, or wedding, funds matched to each timeline.
Generating monthly income from debt and hybrid funds via SWPs.
Tangible advantages designed around investor outcomes.
Access to all 40+ AMCs and 1,500+ schemes through a single platform.
Focused shortlists per category, only top performers with consistent records.
Start, modify, or pause SIPs in under two minutes from your dashboard.
Monthly fund factsheets, quarterly reviews, and timely alerts on changes.
Zero distribution commission, you keep the full TER advantage.
ELSS for 80C, indexation strategies, and capital gains harvesting.
From building corpus to generating income, there's a category and a curated shortlist for each objective.
Large, mid, and small-cap funds for long-term wealth creation. 5+ year horizon.
Liquid, short-duration, and corporate bond funds for predictable returns.
Aggressive, balanced, and conservative, equity-debt mix for moderate risk.
Section 80C tax deduction up to ₹1.5 lakh with 3-year lock-in.
Nifty 50, Sensex, and Nifty Next 50, ultra-low TER passive funds.
US, China, and global feeder funds for geographic diversification.
Brief questionnaire to map your risk tolerance and time horizon.
Curated shortlist matched to your goals, with written rationale per fund.
Lump sum, SIP, or hybrid, set up in under five minutes online.
Quarterly review of performance, manager changes, and AMC governance.
Periodic rebalancing back to target allocation, automated or advised.
No hidden tiers. No add-on surprises.
A quick snapshot before you invest. Final terms are confirmed with you upfront.
Investors building long-term wealth through SIPs and diversified funds.
SIP from ₹500/month; lumpsum from ₹5,000.
High, most open-ended funds redeem in 1–3 working days (ELSS has a 3-year lock-in).
3+ years for equity funds.
Direct plans, no distributor commission.
Indicative only. Minimums, fees, liquidity, and holding periods vary by opportunity and are confirmed before you invest. Investments are subject to market risks, including the possible loss of principal.
Speak with our Mutual Funds expert. We respond within one business day.
Direct plans have a lower expense ratio (TER) because no distribution commission is paid. Over 20 years, this gap compounds to 1-1.5% extra annual return, meaningful at scale. We offer only direct plans.
Three filters: long-term performance (5/10-year rolling returns vs benchmark and peers), risk metrics (Sharpe, max drawdown, volatility consistency), and fund manager / AMC quality. We document the why for every recommendation.
Most equity funds accept SIPs from ₹500/month. Debt funds typically start at ₹1,000/month. Lump sum minimums are ₹5,000 for most schemes. We work within whatever budget you have.
Quarterly is enough for most investors, markets move slowly relative to good fund decisions. Annual rebalancing back to target allocation is the single most underrated wealth habit. Avoid daily NAV-checking.
Mutual funds are SEBI-regulated, with assets held in trust and segregated from the AMC's books. Investment risk varies by category, debt funds carry credit and interest rate risk; equity funds carry market risk. Diversification and time horizon are your best protections.
Equity funds: 10% LTCG on gains above ₹1 lakh held over 12 months (12.5% post-Budget 2024); 15% STCG on gains held under 12 months. Debt funds (post-2023): taxed at slab rate. Hybrid funds: depends on equity allocation. We provide year-end tax statements.
A short call with our advisor is the fastest way to see if Mutual Funds is a fit for your goals.